On top of all the collective bargaining and workplace protection, USE cares for members in providing financial assistance to them and their family.

U CARE HARDSHIP GRANT

The U Care Hardship Grant provides a one-off assistance to low-income union members in the event that the member suffers hardship arising from one of the following circumstances which is of a non-industrial nature:

a. Death

b. Total and permanent incapacity

c. Serious chronic medical condition*

d. Registered fire or flood victim

* Pre-existing serious chronic medical condition diagnosed before the applicant became a Union Member will not be considered.

Eligibility Criteria

Union Members must meet the following criteria in order to be eligible for the grant:

1. Total Monthly Gross Household Income of $1,800 and below; or Per Capita Income of $500 and below if gross household income exceeds $1,800
2. Minimum of 6 months continuous paid-up union membership at the point of application

How to apply?

Please submit application via OneCARE at https://ucare.ntuc.org.sg/assistance/

USE QUICK RELIEF FUND

The USE Quick Relief Fund is an immediate assistance for union members who are in dire financial conditions and need help to tide over the difficult period. How to apply? Union members who are facing financial difficulties, email us at use@ntuc.org.sg.

NTUC GIFT INSURANCE

NTUC GIFT is a group insurance policy exclusively for members of NTUC affiliated unions/association. All union members who are 65 years and below are automatically covered against death and total & permanent disability (TPD) of up to S$40,000. Union leaders are eligible for double the sum assured. Union members’ spouses below 65 years old are also covered against death and TPD. Eligible members aged 65 years and above can opt for extension of coverage with payment of a token fee.

Refer to link here for more info

Eligibility Criteria

Members who:

1. are 16 to 65 years of age (include spouses below the age of 65, i.e. before their 65th birthday)
2. have at least 6 months of continuous paid-up union/association membership

Claim Submission

1. In the event of a claim, the member/next-of-kin needs to submit the duly completed claim form together with all necessary supporting documents to their union/association for endorsement. The duly claim form must be submitted within 90 days of incident to the union office.