NTUC GIFT is a group insurance policy exclusively for members of NTUC affiliated unions/association. All union members who are 65 years and below are automatically covered against death and total & permanent disability (TPD) of up to S$40,000. Union leaders are eligible for double the sum assured. Union members’ spouses below 65 years old are also covered against death and TPD. Eligible members aged 65 years and above can opt for extension of coverage with payment of a token fee.

Please refer to the NTUC GIFT brochure below for more details:

Download the form for Death

Eligibility Criteria

Members who:

  1. are 16 to 65 years of age (include spouses below the age of 65, i.e. before their 65th birthday)
  2. have at least 6 months of continuous paid-up union/association membership

Claim Submission

  1. In the event of a claim, the member/next-of-kin needs to submit the duly completed claim form together with all necessary supporting documents to their union/association for endorsement. The duly claim form must be submitted within 90 days of incident to the union office.